Revolutionizing
Financial Planning for
Federal Employees

Why Valor Wealth Partners?

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Specialize with
Federal Employees

Knowing your benefits is critical to providing the most appropriate answers.

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Focused on You,

Not Your Money

As fiduciaries, we go beyond your investments to help solve your financial dilemmas.

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Transparency

of Costs

Most people don't like mysteries, so we discuss any fees before we begin work.

Serving Federal Employees

We specialize in providing financial planning advice to mid-career and pre-retiree federal employees. Focusing on federal employees allows us to understand your unique needs and the programs that affect your families. While no two clients are the same, the benefits you share are complex and require advice from a competent team that can understand how they relate to your specific needs.

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Start With a Financial Plan

Developing a strategy is the first step to clarify, simplify, and organize your financial life.

Your Experience

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  • 4 Personalized Reports

  • 4 Meeting Minimum

  • Fiduciary Obligation

  • No Long-term Commitment Required

Why We Exist

Our clients are the reason we exist and we strive to make their experience exceptional. Valor Wealth Partners was created at the request of previous clients that wished we would support their long-term financial needs of their families. Because of those clients and the trust they bestow in us, we enter into each relationship with a deep sense of responsibility.

Experience Our Knowledge

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Melinda Caughill Co-Founder of 65 Incorporated Interviewed on FED CHAT - EP 3
50:47

Melinda Caughill Co-Founder of 65 Incorporated Interviewed on FED CHAT - EP 3

Welcome to Fed Chat!! Our guest today is Melinda Caughill - Medicare Expert & Speaker and Co-founder at 65 Incorporated. Melinda’s high-energy and fun personality made this episode entertaining as well as extremely educational. As a Medicare expert she has presented to many professional organizations and consulted with some of the nation’s foremost corporations. During our exciting conversation, Melinda shares how her unique approach has helped many people make sense of Medicare for the first time. We also discuss the benefits of her unbiased services and why she does not sell Medicare insurance. Melinda also enlightens us on how federal employees can maximize FEHB and TRICARE when considering Medicare. Melinda Caughill's Bio For Melinda Caughill, Medicare is more than just a job, it’s a family tradition. As the daughter a nationally-recognized Medicare expert and pioneer, Diane J. Omdahl, RN, MS, she basically grew up with Medicare being discussed nightly at the dinner table. Today, as a Co-founder of 65 Incorporated and the revolutionary i65 Medicare guidance software, Melinda uses her expertise to provide today’s seniors, their families, and their professional advisors with unbiased, expert Medicare guidance. With her extensive background in marketing in addition to Medicare, Melinda is skilled at taking the most confusing and complex aspects of Medicare and translating it into easy-to-understand visual concepts. In fact, she’s the designer behind the revolutionary “3 Parts and 2 Paths” redefinition of how Medicare works. According to many people, this unique interpretation was “the first time Medicare ever made sense.” Melinda is also a high-energy and entertaining Medicare speaker, having presented to professional organization, like the AAII, CSA, and FPA, as well as for prominent companies, like Edward Jones, LPL, AIG and more. When given a choice on topic, Melinda most enjoys educating financial advisors on how to use Medicare as a very powerful marketing tool to grow their business while also better assisting clients. Over the last decade, Melinda has also consulted with some of the nation’s foremost corporations on Medicare, like PBS and Macmillan Publishing. Links from Interview Melinda A. Caughill - https://www.linkedin.com/in/melindacaughill/ 65 Incorporated website - https://www.65incorporated.com/ i65 Medicare Optimization Software website - https://www.i65.com/ T3 Technology Survey - https://t3technologyhub.com/joel-bruckenstein-and-bob-veres-reveal-results-of-the-2022-financial-advisor-software-survey/ Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
Mark Maurer, CFP® President and CEO of LLIS Interviewed on FED CHAT - EP 2
37:51

Mark Maurer, CFP® President and CEO of LLIS Interviewed on FED CHAT - EP 2

Welcome to Fed Chat!! Mark is the President and CEO of LLIS. LLIS is an insurance company that provides insurance solutions to fee-only financial advisors and their clients. During our conversation, Mark explains how their unique approach to serving fee-only advisors saves people money and changes how people buy insurance as the industry tries to move away from commissionable products. Finally, we look at how the salaried team at LLIS is helping federal employees maximize their benefits before recommending products that may cost them more money. Mark Maurer's Bio Have you sat in on one of Mark's webinars, conference lunch & learns, or LLIS Insurance Academy presentations? Chances are, you came back and saw him do it again. Mark assumed the reigns of LLIS in 2012 after nine years learning the family business. He's built upon the foundation Judith established by adding more talented staff members and new technology. So that in addition to our proprietary client/advisor database and AIM messages that keep both client and advisor informed throughout the application process, we now offer APE emails (Advance Premium Email, alerting clients to upcoming premiums due), NOTE emails (Notification of Term Expiration, advising clients of term insurance conversion privileges coming soon), and a streamlined quote-to-application process on our new website, saving clients time and further protecting their confidential information. His other family business involves his wife Leah, who joined TeamLLIS a few years ago; his two teenagers, Jay, who's into soccer and any book on sports; and Marie, who loves ballet with our own "Miss Ashley" and art. What most people don't see him do is work out. Mark's at the YMCA at the crack of dawn before the sun is even up, when most normal people are still sleeping! Words to Live By: “What ever you do, do it well. Do it so well that when people see you do it they will want to come back and see you do it again.”- Walt Disney Links from Interview Mark Maurer - https://www.linkedin.com/in/markmaurerfl/ LLIS website - https://llis.com/ T3 Technology Survey - https://t3technologyhub.com/joel-bruckenstein-and-bob-veres-reveal-results-of-the-2022-financial-advisor-software-survey/ Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
Chris Kowalik Founder of ProFeds Interviewed on FED CHAT - EP 1
48:45

Chris Kowalik Founder of ProFeds Interviewed on FED CHAT - EP 1

Welcome to our 1st episode of Fed Chat!! For our inaugural guest, I have the honor to interview the most recognized expert among financial professionals serving federal employees. Throughout our interview with Chris Kowalik the Founder of ProFeds you will feel the passion she has for serving others, especially federal employees. She shares how her training with the Marines honed her ability to simplify complex topics. Chris explains how her amazing team connects federal benefits training with financial planning to help people navigate the complex maze of federal retirement benefits. Chris Kowalik's Bio Chris Kowalik is the founder of ProFeds, a nationally recognized federal retirement expert, and a frequent speaker to federal employee groups throughout the country. In her highly-acclaimed Federal Retirement Impact Workshops, she and her team empower employees to make confident decisions as they plan for the days when they no longer have to work. As the developer of dozens of highly-regarded retirement planning materials for federal employees and the creator of the FedImpact Webinar and the FedImpact Podcast, Chris has also analyzed the challenging retirement scenarios for thousands of federal employees – helping them to avoid costly mistakes and highlighting opportunities for them to gain greater financial security in their retirement years. Chris’ candid and straightforward nature allows employees to get the answers they need, and to understand the impact these decisions have on their retirement. Chris is a former active duty U.S. Marine and served as an Arabic Linguist and Signals Intelligence Analyst prior to starting ProFeds. She and her husband have three children and live in the Chicago, IL area. Links from Interview Chris Kowalik - https://www.linkedin.com/in/chriskowalik/ FedImpact website - https://fedimpact.com/ FedImpact Webinars - https://fedimpact.com/webinar/ FedImpact Podcast - https://fedimpact.com/podcast/ ProFeds website - https://profeds.com/ Sign Up for a FedImpact Workshop - https://fedimpact.com/VWP Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners