Revolutionizing
Financial Planning for
Federal Employees

Why Valor Wealth Partners?

Specialize w FEDS .png

Specialize with
Federal Employees

Knowing your benefits is critical to providing the most appropriate answers.

Focus on You.png

Focused on You,

Not Your Money

As fiduciaries, we go beyond your investments to help solve your financial dilemmas.

Cost Transparency.png

Transparency

of Costs

Most people don't like mysteries, so we discuss any fees before we begin work.

Serving Federal Employees

We specialize in providing financial planning advice to mid-career and pre-retiree federal employees. Focusing on federal employees allows us to understand your unique needs and the programs that affect your families. While no two clients are the same, the benefits you share are complex and require advice from a competent team that can understand how they relate to your specific needs.

Jefferson Monument w Cherry Blossoms.jpg

Start With a Financial Plan

Developing a strategy is the first step to clarify, simplify, and organize your financial life.

Your Experience

Initial Financial Plan Process.png
  • 4 Personalized Reports

  • 4 Meeting Minimum

  • Fiduciary Obligation

  • No Long-term Commitment Required

Why We Exist

Our clients are the reason we exist and we strive to make their experience exceptional. Valor Wealth Partners was created at the request of previous clients that wished we would support their long-term financial needs of their families. Because of those clients and the trust they bestow in us, we enter into each relationship with a deep sense of responsibility.

Experience Our Knowledge

FP4Feds Banner Image - NEW Tight.png
Bear Markets, Recessions and your Thrift Savings Plan (TSP)
15:22

Bear Markets, Recessions and your Thrift Savings Plan (TSP)

Unless all your money was in the G Fund your Thrift Savings Plan lost money this year. Stocks and bonds have had a tough 2022 so far and the experts are full of opinions. Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. In this episode we: • Define the terms Bear Market and Recession • Discuss what these terms mean to you • Share changes you may consider in your TSP 0:00 Intro 1:53 Defining Bear Markets and Recessions 3:56 What does this mean to you? 8:48 Potential changes to your TSP Referenced Links FedSmith.com article on transfer to G Fund: https://www.fedsmith.com/2022/07/01/tsp-transfers-to-g-fund-up-249-percent/?utm_source=fedsmith-newsletter&utm_medium=email&utm_campaign=fedsmith-2022-07-07&utm_content=related-link&utm_term=html Investopedia webpage on bear markets: https://www.investopedia.com/terms/b/bearmarket.asp Wikipedia page on “Recession”: https://en.wikipedia.org/wiki/Recession Wikipedia revision history on “Recession”: https://en.wikipedia.org/w/index.php?title=Recession&dir=prev&offset=20220729014342%7C1101047605&limit=250&action=history Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
Eric Jorgensen Founder of True North Disability Planning Interview on Fed Chat - EP 4
01:01:01

Eric Jorgensen Founder of True North Disability Planning Interview on Fed Chat - EP 4

Welcome to Fed Chat!! Our guest today is Eric Jorgensen Founder of True North Disability Planning. Special Needs is a disability that requires a unique set of skills and education to maneuver the complex programs. Eric will share why he is so passionate about helping families and share some very emotional, personal stories. He further expresses the need to level the playing field when it comes to disability planning for ALL families so they can understand and benefit from these services. We discussed how working with a team of professionals can enhance relationships when approaching disability planning versus going at it with only one advisor. Finally, Eric details the extraordinary benefits federal employees should be taking advantage of and how their families could be in a better position than most non-feds. Eric Jorgensen's Bio Eric Jorgensen is the Founder of True North Disability Planning, the go to resource for families who have children with intellectual/developmental disabilities and the professionals who serve them. He is the host of the “ABCs of Disability Planning” podcast which introduces its listeners to organizations and resources they may have never heard of or weren’t sure how to use. And he is the author of Waypoints – a monthly deep dive into disability planning topics. Widowed in 2012, the same year he retired from the Navy, Eric knows first-hand how challenging it can be to navigate the maze of benefits, resources, and services available to those with an intellectual and/or developmental disability because his son has both. In the beginning Eric looked for someone who would tell him what he had to do, when he had to have it done by, and how to get it done; but it didn’t seem like this person or company existed. So he did what many of you are doing, did his best to make it work with what was available to him. Beating cancer in 2020 was the last straw, pushing him to incorporate his business and change the disability planning landscape. Links from Show Eric Jorgensen - https://www.linkedin.com/in/eric-jorgensen-true-north-disability-planning/ True North Disability Planning Website - https://truenorthdisabilityplanning.com/ ABCs of Disability Planning podcast - https://anchor.fm/abcs-disability-planning True North Disability Planning on YouTube - https://www.youtube.com/channel/UCe9WgZULzpIueHxn-QV2pHA First Maryland Disability Trust - https://www.firstmdtrust.org/ So Good Farms - https://www.sogoodfarms.org/ Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
Melinda Caughill Co-Founder of 65 Incorporated Interviewed on FED CHAT - EP 3
50:47

Melinda Caughill Co-Founder of 65 Incorporated Interviewed on FED CHAT - EP 3

Welcome to Fed Chat!! Our guest today is Melinda Caughill - Medicare Expert & Speaker and Co-founder at 65 Incorporated. Melinda’s high-energy and fun personality made this episode entertaining as well as extremely educational. As a Medicare expert she has presented to many professional organizations and consulted with some of the nation’s foremost corporations. During our exciting conversation, Melinda shares how her unique approach has helped many people make sense of Medicare for the first time. We also discuss the benefits of her unbiased services and why she does not sell Medicare insurance. Melinda also enlightens us on how federal employees can maximize FEHB and TRICARE when considering Medicare. Melinda Caughill's Bio For Melinda Caughill, Medicare is more than just a job, it’s a family tradition. As the daughter a nationally-recognized Medicare expert and pioneer, Diane J. Omdahl, RN, MS, she basically grew up with Medicare being discussed nightly at the dinner table. Today, as a Co-founder of 65 Incorporated and the revolutionary i65 Medicare guidance software, Melinda uses her expertise to provide today’s seniors, their families, and their professional advisors with unbiased, expert Medicare guidance. With her extensive background in marketing in addition to Medicare, Melinda is skilled at taking the most confusing and complex aspects of Medicare and translating it into easy-to-understand visual concepts. In fact, she’s the designer behind the revolutionary “3 Parts and 2 Paths” redefinition of how Medicare works. According to many people, this unique interpretation was “the first time Medicare ever made sense.” Melinda is also a high-energy and entertaining Medicare speaker, having presented to professional organization, like the AAII, CSA, and FPA, as well as for prominent companies, like Edward Jones, LPL, AIG and more. When given a choice on topic, Melinda most enjoys educating financial advisors on how to use Medicare as a very powerful marketing tool to grow their business while also better assisting clients. Over the last decade, Melinda has also consulted with some of the nation’s foremost corporations on Medicare, like PBS and Macmillan Publishing. Links from Interview Melinda A. Caughill - https://www.linkedin.com/in/melindacaughill/ 65 Incorporated website - https://www.65incorporated.com/ i65 Medicare Optimization Software website - https://www.i65.com/ T3 Technology Survey - https://t3technologyhub.com/joel-bruckenstein-and-bob-veres-reveal-results-of-the-2022-financial-advisor-software-survey/ Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners