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Revolutionizing
Financial Planning for
Federal Employees

Why Valor Wealth Partners?

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Specialize with
Federal Employees

Knowing your benefits is critical to providing the most appropriate answers.

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Focused on You,

Not Your Money

As fiduciaries, we go beyond your investments to help solve your financial dilemmas.

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Transparency

of Costs

Most people don't like mysteries, so we discuss any fees before we begin work.

Serving Federal Employees

We specialize in providing financial planning advice to mid-career and pre-retiree federal employees. Focusing on federal employees allows us to understand your unique needs and the programs that affect your families. While no two clients are the same, the benefits you share are complex and require advice from a competent team that can understand how they relate to your specific needs.

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Start With a Financial Plan

Developing a strategy is the first step to clarify, simplify, and organize your financial life.

Your Experience

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  • 4 Personalized Reports

  • 4 Meeting Minimum

  • Fiduciary Obligation

  • No Long-term Commitment Required

Why We Exist

Our clients are the reason we exist and we strive to make their experience exceptional. Valor Wealth Partners was created at the request of previous clients that wished we would support their long-term financial needs of their families. Because of those clients and the trust they bestow in us, we enter into each relationship with a deep sense of responsibility.

Experience Our Knowledge

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When to Get Help with Your Thrift Savings Plan (TSP)
16:20

When to Get Help with Your Thrift Savings Plan (TSP)

The management of your Thrift Savings Plan is not something you should take lightly. Mistakes could cost you hundreds of thousands of dollars if you don’t know what you are doing. In this episode we: • Discuss what is required to manage any investment account • Evaluate your options if you are looking for help • Provide resources to help you get more knowledgeable with investing and your TSP Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. 0:00 Intro 0:40 Why Is This Important? 2:39 3 Requirements to Manage any Investment Account 5:44 Where Can You Get Help? 11:41 Build Your Investment and TSP Knowledge Referenced Links Vanguard Report on “Quantifying Advisor’s Alpha”: https://advisors.vanguard.com/insights/article/IWE_ResPuttingAValueOnValue Envestnet Report on “Capital Sigma: The Advisor Advantage”: https://www.investpmc.com/sites/default/files/documents/PMC-CAP-SIGMA.pdf Russell Investments report on “How advisors deliver value in challenging times”: https://russellinvestments.com/us/blog/value-of-an-advisor-2022 LIST OF BOOKS Simple Wealth, Inevitable Wealth by Nick Murray The Intelligent Investor by Benjamin Graham A Random Walk Down Wall Street by Burton G. Malkiel One Up on Wall Street by Peter Lynch Rich Dad Poor Dad by Robert Kiyosaki Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
6 Ways to Recession Proof Your Finances
09:03

6 Ways to Recession Proof Your Finances

I’m sure we’ve all heard about it in the news over the last year or so – company layoffs, stock market declines, interest rate hikes to fight inflation. That has led many of us to wonder, is there a recession on the way? That remains to be seen, but a number of economists do seem to believe that we are headed towards one in 2023. Either way, it’s best to be prepared in case it happens. In this episode, we will define a recession and illustrate six ways you, as a federal employee, can ready your finances for a possible recession. Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. 0:00 Intro 1:50 1 - Review your emergency savings 2:57 2 - Address your debt situation 4:29 3 - Consider an additional income stream/sharpen job skills 5:39 4 - Review asset allocation 6:33 5 - Take a look at your employment benefits 7:51 6 - Stop, Breathe, and Assess References: Self.inc article, 45% of working Americans have a side hustle: https://www.self.inc/info/side-hustle-statistics/ Motley Fool study found that the average decline in the S&P 500 during post-WWII recessions is 29%: https://www.fool.com/investing/2022/07/30/how-does-stock-market-perform-during-recession/#:~:text=Invest%20Smarter%20with%20The%20Motley%20Fool&text=The%20average%20S%26P%20500%20decline,always%20dropped%20during%20a%20recession. Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
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