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Revolutionizing
Financial Planning for
Federal Employees

Why Valor Wealth Partners?

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Financial and Life Planning

We go beyond investments and assist clients with the many critical financial decisions that affect them daily.

Serve Federal Employees

As specialists with federal employee benefits, we provide a unique perspective to include all your financial resources.

Fiduciary 100% of the Time

We have no products to sell, so you can trust our advice is appropriate for you and not in our best interest.

CoreValues

Treat people with Honor and Dignity

Work with Integrity and Transparency

Elevate with Education

Be Charitable and Passionate

Have Fun

Serving Federal Employees

We specialize in providing financial planning advice to mid-career and pre-retiree federal employees. Focusing on federal employees allows us to understand your unique needs and the programs that affect your families. While no two clients are the same, the benefits you share are complex and require advice from a competent team that can understand how they relate to your specific needs.

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Start With a Financial Plan

Developing a strategy is the first step to clarify, simplify, and organize your financial life.

Your Experience

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  • 10 Personalized Reports

  • 5 Meeting Minimum

  • Fiduciary Obligation

  • No Long-term Commitment Required

Why We Exist

Our clients are the reason we exist and we strive to make their experience exceptional. Valor Wealth Partners was created at the request of previous clients that wished we would support their long-term financial needs of their families. Because of those clients and the trust they bestow in us, we enter into each relationship with a deep sense of responsibility.

Experience Our Knowledge

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Preparing for and Surviving a Government Shutdown
15:40

Preparing for and Surviving a Government Shutdown

The threat of a government shutdown has become a frequent political game. We managed to avoid one this time, but there will be shutdowns in the future. As a federal employee you experience both financial and emotional stress during these periods of uncertainty. Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. In this episode we… • Give you the facts on past shutdowns and what Agencies may furlough staff. • List some helpful tips on what to do if you are furloughed. • Describe what will happen to the income for retirees. • Provide ways to prepare for the next shutdown. • Share what we will be doing to help you and your fellow federal employees. 0:00 Intro 2:23 History of Government Shutdowns. 3:28 What Agencies will be affected? 4:37 What will happen if you are furloughed. 5:06 Tips to get through a furlough. 7:54 Preparing for the Next Shutdown. 11:20 Retirees and a federal shutdown. 13:57 Helping Fellow Feds. Referenced Links: OPM - Guidance for Shutdown Furloughs: https://www.opm.gov/policy-data-oversight/pay-leave/furlough-guidance/guidance-for-shutdown-furloughs.pdf Government Executive - See who would get furloughed in a shutdown this year: https://www.govexec.com/workforce/2023/09/see-who-would-get-furloughed-shutdown-year/390517/ Axios – The history of government shutdowns and how long they last: https://www.axios.com/2023/09/24/federal-government-shutdown-history-list Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
Insuring Your Deposits - How are Your Assets Protected?
08:27

Insuring Your Deposits - How are Your Assets Protected?

Silicon Valley Bank failed. The second largest bank failure in our country’s history was just a few days ago. What happened? What does this mean? We’re going to unpack that in this episode as well as highlight the various deposit insurance mechanisms so that you are aware of how your money is protected in case of a financial institution’s failure. Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. 0:00 Intro 0:55 What happened to cause the concern of deposits? 1:44 Federal Deposit Insurance Company (FDIC) 3:20 National Credit Union Administration (NCUA) 4:46 Securities Investor Protection Corporation (SIPC) 6:16 Protection of assets at Charles Schwab Helpful Websites: FDIC: https://www.fdic.gov/ NCUA: https://ncua.gov/ SIPC: https://www.sipc.org/ Charles Shwab Asset Protection: https://www.schwab.com/legal/sipc-account-protection Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
Locality Pay for Federal Employees
09:34

Locality Pay for Federal Employees

Locality Pay is a significant bonus that most federal employees receive, but few understand how it works. For those that qualify, the lowest you will receive is 16.5%. The highest is a 44.15% bonus to your pay. In this episode we… • Define locality pay and explain why it is important. • Provide examples of how federal employees are using it to their advantage. • List the highest and lowest locality pay areas. Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize the value from their government benefits by developing and executing a financial plan. 0:00 Intro 1:21 Defining Locality Pay 3:11 How to Take Advantage of this Benefit 6:34 5 Highest and Lowest Locality Pay Areas Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Resources for this Video: OPM Website – Pay & Leave Page: https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/ FederalPay.org Locality Pay Map: https://www.federalpay.org/gs/locality US Bureau of Labor and Statistics Annual National Compensation Survey: https://www.bls.gov/eci/home.htm OPM Website – Locality Pay for Non-GS Employees: https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/2022/extension-of-locality-pay-memo-for-non-gs-employees-2023.pdf OPM Website – Locality Pay Tables: https://www.opm.gov/policy-data-oversight/pay-leave/salaries-wages/salary-tables/pdf/2023/saltbl.pdf Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners

Valor Wealth Partners is proud to be a member of the following organizations

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Work with a team of CERTIFIED FINANCIAL PLANNER™ Professionals specializing in Federal Employees' needs.

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