Investment Management

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No Assets Required

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Calculated Portfolio Risk

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Value of Advice

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Tax-Efficient Investing

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Low Fees

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Variety of Solutions

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No Commissions

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Human Connection

Our goal in this area is to help clients reduce their costs while receiving quality investments that meet their needs. Many clients feel that managing investments on a day-to-day basis is time-consuming, emotional, and stressful. Instead of taking on the responsibility yourself, our team ensures that your investment portfolio is administered by experienced professionals.

 

No Assets Required

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Some of our clients prefer to manage their investments themselves but want support with big picture thinking through our financial planning services. This is perfectly fine and we promise not to pressure you to move assets to our management.
 

Value of Advice

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People often ask what the value of investment advice actually is. Thanks to many studies we can say this advice has been quantified to approximately 3%.
To learn more, please visit Vanguard's study on Advisor's Alpha.
 

Low Fees

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We are able to provide below-average costs due to efficiency in how we manage portfolios and a commitment to provide a fair cost for our services.
This article from Thervo goes in-depth on investment management costs.
 

No Commissions

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We believe in eliminating or reducing Conflicts of Interest whenever possible. Commissions can create pushy sales practices, do not require the fiduciary standard, and do not require ongoing support. We are fiduciaries with all the investment options we recommend.
 

Calculated Portfolio Risk

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Guessing your risk is tolerance is dangerous. We use proven calculation programs to measure, recommend, and monitor your investments.
Watch this video to learn more.
 

Tax-Efficient Investing

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Controlling taxes often beats a rate of return when you are looking at your net returns. We are very sensitive to managing tax-efficient investments and accounts.
 

Variety of Solutions

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There are many types of investments available to you and they all have their pros and cons. We work with you to make sure what you have in your portfolio matches your needs and addresses your concerns.
 

Human Connection

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Why talk to a robot when you can get friendly service? Our team is incredible and we do everything we can to reduce the burden on you, so you can enjoy your life.

Cost

Annual Fee charged Quarterly, in arrears:

.50% of Assets Under Management with Ongoing Financial Planning

1.25% of Assets Under Management without Ongoing Financial Planning

FAQs

Why is there a lower cost if I use Ongoing Financial Planning?
We believe the best way to serve our clients is to know them. Through comprehensive planning, we get to know you very well. The lower fee is to encourage stronger, more personal relationships.

If you only want investment management, you might be better served at a firm that only manages your money.
How are you able to keep costs lower than industry averages?
We use model portfolios that are statistically proven to capture most of a market's potential at various levels of risk. Smart technology helps us to efficiently maintain those portfolios which saves you money.
Can you give me guidance if I want to manage my own investments?
With our Ongoing Planning services, you receive big-picture guidance on your overall portfolio and suggestions on accounts were are unable to manage, such as your TSP. The day-to-day maintenance and security selection is your responsibility if you choose to manage your investments yourself.