Federal Employees

You are Unique

We understand your benefits.

Federal benefits are often confusing and complex. We show federal employees how proactive benefit decisions can positively affect their retirement and overall financial situation.

 

Federal employees are severely underserved when it comes to their financial planning. Fewer than 50% have calculated how much they need to save for a comfortable retirement, and less than 25% have ever worked with a financial professional.

Common concerns we address with Feds:

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Through extensive training, our firm is well-versed in the particulars of these various federal benefit programs. Our guidance helps federal families make the most of these benefits—both while working and in retirement. Our goal is to always provide credible, top-notch financial planning services to our clients.

VISIT OUR YOUTUBE CHANNEL

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We are dedicated to educating federal employees on how to maximize value from your complex and often underutilized benefits. These videos go beyond talking about your benefits and provide practical suggestions on how to apply them in your everyday life. They simplify overwhelming topics by combining unbiased analysis of your amazing benefits with proven financial planning tactics.

Bear Markets, Recessions and your Thrift Savings Plan (TSP)
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Bear Markets, Recessions and your Thrift Savings Plan (TSP)

Unless all your money was in the G Fund your Thrift Savings Plan lost money this year. Stocks and bonds have had a tough 2022 so far and the experts are full of opinions. Welcome to Financial Planning 4 Feds. We are dedicated to educating federal employees on how to maximize value from their government benefits by developing and executing a financial plan. In this episode we: • Define the terms Bear Market and Recession • Discuss what these terms mean to you • Share changes you may consider in your TSP 0:00 Intro 1:53 Defining Bear Markets and Recessions 3:56 What does this mean to you? 8:48 Potential changes to your TSP Referenced Links FedSmith.com article on transfer to G Fund: https://www.fedsmith.com/2022/07/01/tsp-transfers-to-g-fund-up-249-percent/?utm_source=fedsmith-newsletter&utm_medium=email&utm_campaign=fedsmith-2022-07-07&utm_content=related-link&utm_term=html Investopedia webpage on bear markets: https://www.investopedia.com/terms/b/bearmarket.asp Wikipedia page on “Recession”: https://en.wikipedia.org/wiki/Recession Wikipedia revision history on “Recession”: https://en.wikipedia.org/w/index.php?title=Recession&dir=prev&offset=20220729014342%7C1101047605&limit=250&action=history Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners
Eric Jorgensen Founder of True North Disability Planning Interview on Fed Chat - EP 4
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Eric Jorgensen Founder of True North Disability Planning Interview on Fed Chat - EP 4

Welcome to Fed Chat!! Our guest today is Eric Jorgensen Founder of True North Disability Planning. Special Needs is a disability that requires a unique set of skills and education to maneuver the complex programs. Eric will share why he is so passionate about helping families and share some very emotional, personal stories. He further expresses the need to level the playing field when it comes to disability planning for ALL families so they can understand and benefit from these services. We discussed how working with a team of professionals can enhance relationships when approaching disability planning versus going at it with only one advisor. Finally, Eric details the extraordinary benefits federal employees should be taking advantage of and how their families could be in a better position than most non-feds. Eric Jorgensen's Bio Eric Jorgensen is the Founder of True North Disability Planning, the go to resource for families who have children with intellectual/developmental disabilities and the professionals who serve them. He is the host of the “ABCs of Disability Planning” podcast which introduces its listeners to organizations and resources they may have never heard of or weren’t sure how to use. And he is the author of Waypoints – a monthly deep dive into disability planning topics. Widowed in 2012, the same year he retired from the Navy, Eric knows first-hand how challenging it can be to navigate the maze of benefits, resources, and services available to those with an intellectual and/or developmental disability because his son has both. In the beginning Eric looked for someone who would tell him what he had to do, when he had to have it done by, and how to get it done; but it didn’t seem like this person or company existed. So he did what many of you are doing, did his best to make it work with what was available to him. Beating cancer in 2020 was the last straw, pushing him to incorporate his business and change the disability planning landscape. Links from Show Eric Jorgensen - https://www.linkedin.com/in/eric-jorgensen-true-north-disability-planning/ True North Disability Planning Website - https://truenorthdisabilityplanning.com/ ABCs of Disability Planning podcast - https://anchor.fm/abcs-disability-planning True North Disability Planning on YouTube - https://www.youtube.com/channel/UCe9WgZULzpIueHxn-QV2pHA First Maryland Disability Trust - https://www.firstmdtrust.org/ So Good Farms - https://www.sogoodfarms.org/ Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits. For details, visit: https://fedimpact.com/VWP Federal Benefit Resources: https://www.opm.gov/ https://www.tsp.gov/ https://www.myfederalretirement.com/category/podcasts/ https://www.myfederalretirement.com/ https://www.fedsmith.com/ Would you like to know more? https://www.valorwealthpartners.com/ https://www.linkedin.com/in/smithec/ https://www.linkedin.com/company/valor-wealth-partners https://www.facebook.com/ValorWealthPartners

We are proud to partner with ProFeds to serve you better

Because of the complexities of federal benefits, we work with the team at ProFeds to keep us up-to-date on your changing benefits. ProFeds is a nationwide support structure for financial professionals serving federal employees. The ProFeds team provides tailored training to financial professionals on the unique complexities of federal benefits to help them provide credible, educational financial planning services to their federal clients. ProFeds is proud to be a federal contractor and make this workshop available free‐of‐charge to federal agencies exclusively through financial professionals in the nationwide ProFeds network.

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ProFeds has developed unique workshops helping federal employees apply what they are learning in the classroom to their own situation. Instead of teaching at a very technical level regarding the benefit rules, they aim to educate employees to know the financial impact of retirement and benefit decisions, and to make those decisions carefully based on sound information.

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During the Workshop

While federal benefits are often confusing and difficult to interpret, ProFeds is able to break down complex concepts into easy‐to‐understand language to show employees how proactive benefit decisions can positively affect their overall financial situation.

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Following the Workshop

Valor Wealth Partners offers each employee an opportunity to meet, to review their specific situation and develop a personalized Federal Benefits Analysis together. This analysis helps to demonstrate the value of their benefits and identify key decisions to be made as they move closer to retirement. This benefits review is offered at no cost and no-obligation to the agency or employee.

Valuable Resources from ProFeds

More Resources for Federal Employees

Beneficiary Forms

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