Federal Employees

Federal benefits are often confusing and complex. We help show federal employees how proactive benefit decisions can positively affect their retirement and overall financial situation.

Federal employees are severely underserved when it comes to their financial planning. Feds have complicated benefits that can leave them confused and frustrated. Fewer than 50% have calculated how much they need to save for a comfortable retirement, and less than 25% have ever worked with a financial professional.

Common concerns we address with Feds:

Through extensive training, our firm is well-versed in the particulars of these various federal benefit programs. Our guidance helps federal families make the most of these benefits—both while working and in retirement. Our goal is to always provide credible, top-notch financial planning services to our clients.


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Financial Planning 4 Feds is dedicated to educating federal employees on how to maximize value from their complex and often underutilized benefits. We go beyond talking about your benefits and provide practical suggestions on how to apply them in your everyday life. We simplify overwhelming topics into manageable videos, so you have the best chance of success.

In the episodes on this channel, we combine unbiased analysis of your amazing benefits with proven financial planning tactics.

Our Most Popular Episodes


Prefer to read the eBook?

Prefer to read the eBook?


To make your life easier, we created educational eBooks explaining the Fundamentals of Financial Planning coming from a federal employee perspective.

Download Your FREE eBook

We are proud to partner with ProFeds to serve you better


Because of the complexities of federal benefits, we work with the team at ProFeds to keep us up-to-date on your changing benefits. ProFeds is a nationwide support structure for financial professionals serving federal employees. The ProFeds team provides tailored training to financial professionals on the unique complexities of federal benefits to help them provide credible, educational financial planning services to their federal clients. ProFeds is proud to be a federal contractor and make this workshop available free‐of‐charge to federal agencies exclusively through financial professionals in the nationwide ProFeds network.



ProFeds has developed unique workshops helping federal employees apply what they are learning in the classroom to their own situation. Instead of teaching at a very technical level regarding the benefit rules, they aim to educate employees to know the financial impact of retirement and benefit decisions, and to make those decisions carefully based on sound information.

During the Workshop

During the Workshop

While federal benefits are often confusing and difficult to interpret, ProFeds is able to break down complex concepts into easy‐to‐understand language to show employees how proactive benefit decisions can positively affect their overall financial situation.

Following the Workshop

Following the Workshop

Valor Wealth Partners offers each employee an opportunity to meet, to review their specific situation and develop a personalized Federal Benefits Analysis together. This analysis helps to demonstrate the value of their benefits and identify key decisions to be made as they move closer to retirement. This benefits review is offered at no cost and no-obligation to the agency or employee.

Valuable Resources from ProFeds

Attend a Pre-Retirement Benefit Workshop

Attend a Pre-Retirement Benefit Workshop

Federal employees and their spouses are invited to complimentary educational workshops covering their federal benefits.

Find a Workshop
FedImpact Podcast

FedImpact Podcast


You can search the podcasts that ProFeds Founder & Coach, Chris Kowalik created with My Federal Retirement for federal employees.

Find a Podcast
Articles for Federal Employees

Articles for Federal Employees


You can search the articles that ProFeds Founder & Coach, Chris Kowalik wrote for federal employees, which were published by their partners at My Federal Retirement.

Find an Article

More Resources for Federal Employees