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To help serve you better, we created packages of our most popular meetings. Each service package below has a customized workflow which helps us be efficient with your time and make your experience as valuable as possible.
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All packages are included at no cost in the full-service Partnership level of service. If you signed up for the Membership level of service, prices are included next to each description.
Portfolio Review
$750
Investments bring a lot of stress to our lives. Whether we manage your portfolio or you chose to go it alone, let us help you understand:
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The investments in your portfolio
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Our view of where the markets are heading
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Specific recommendations of what you should do at this point
TSP Rebalance
$500
Many federal employees ignore their Thrift Savings Plan for years. We want to help you understand one of your biggest assets by:
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Educating you on your TSP options
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Analyzing your current portfolio
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Providing specific recommendations of what you should do at this point
TSP Transaction Support - with Operations Team
$300
Most people are confused when they go online or call the Thrift Savings Plan. While you may go infrequently to make a transaction, our team does this on a regular basis. Let us help you:
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Decipher the confusing TSP terminology
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Speed up the process by getting you the information you need, quickly
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Help you fill out and process TSP documents
Scenario Analysis of Advanced Tax Concepts*
$1,000
By using your tax return from last year and changes for the current year, we can model scenarios to maximize tax planning before year end. Some of those advanced concepts are:​
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Donor Advised Funds
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Qualified Charitable Deductions
*We suggest any recommendations be discussed with your tax professional.
Multi-Year Roth Conversion Planning*
$2,400
Many clients require more detailed analysis when considering Roth Conversions. We use specialized software which analyzes multiple years to maximize the long-term costs to clients. With this package you will receive:
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Visual maps of your assets and multiple distribution strategies
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Scenario Analysis for current year Roth Conversion
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Specific Roth Conversion recommendations spanning multiple years
*We suggest any recommendations be discussed with your tax professional.
FEHB Plan Comparison and Recommendation
$450
In 2023 there are 272 different FEHB plans. How will you decide if the plan you have been using is still the best option for you? Are you comfortable with the terms and understand what makes one plan better for you than another? We help you understand:
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Your current plan and changes that are happening this year
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Options that may be a good fit based on a simple health questionnaire prior to our meeting
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Suggestions on evaluating dental and vision plans
Medicare Education and Plan Selection
$1,000
Medicare is confusing and constantly changing. This is one area we partner with an outside company to make sure we get the best answers for you. While we hire an unbiased Medicare specialist, we have an initial meeting with you to be prepared, are with you during your meeting with the expert, and support your questions after the meeting. In this package you will receive:
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A no cost consultation with an unbiased Medicare expert to review your needs and options
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Provide multiple reports and action lists to walk you through signing up for Medicare
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Specific recommendations of what you should do at this point
Corporate or Private Healthcare Plan Support
$750
Each company or region has a unique set of healthcare plan options available. How will you decide if the plan you have been using is still the best option for you? Are you comfortable with the terms and understand what makes one plan better for you than another? We help you understand:​
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Your current plan and changes that are happening this year
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Options that may be a good fit based on a simple health questionnaire prior to our meeting
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Suggestions on evaluating dental and vision plans
All Inclusive Federal Retirement Paperwork Package
$1,000
You have worked for the government for years, so you know the forms are confusing. If not filled out properly, can cause costly errors and lost time while trying to correct deficiencies. Most families fill out this paperwork once while we do this on a regular basis. With this package:
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We fill in your retirement documents
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Create an action list
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Thoroughly review what you need to do going forward, and
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Make any adjustments to your documents after our meeting
We also meet after you receive your final package from OPM to make sure you understand the figures.
Document Review for Federal Retirement Paperwork
$300
If you want to save a few dollars and you feel comfortable with the forms you need for a successful retirement package, this service might be the option for you. Over the years, we have seen many errors on retirement paperwork, and we want this process to be as smooth as possible for you. It is extremely important to have your paperwork in order when it gets to OPM, so we add these benefits with this package:
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Pre-meeting checklist of forms and tips for success
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Review of your retirement paperwork prior to our meeting
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Suggested changes for you to make to paperwork while we review documents during our meeting
Rerun Federal Retirement Impact Report From ProFeds
$275
Included with your Core Membership is a rerun of your Federal Retirement Impact Report. If you would like additional reports, we can provide them and review how any changes may effect you and your retirement.​
Student Loan Repayment Strategy Blueprint
$1,000
Student loans are confusing, and with the constant changes to repayment plans, you can make costly mistakes. In this area we partner with an outside company to make sure we get the best answers for you. While we hire an unbiased student loan specialists, we have an initial meeting with you to be prepared, are with you during your meeting with the expert, and support your questions after the meeting. In this package you will receive:
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A no cost consultation with an unbiased student loan expert to review your needs and options
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Provide multiple reports and action lists to walk you through repayment plans
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Specific recommendations of what you should do at this point
Student Loan Planning Prior to College
$1,000
What if you could have a student loan strategy before you or your child goes to college? With this service, now you can. Student loans are confusing, and with not knowing your options, you could make costly mistakes. In this area we partner with an outside company to make sure we get the best answers for you. While we hire an unbiased student loan specialists, we have an initial meeting with you to be prepared, are with you during your meeting with the expert, and support your questions after the meeting. In this package you will receive:
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A no cost consultation with an unbiased student loan expert to review your needs and options
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Provide multiple reports outlining your options
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Specific recommendations of what you should do at this point
Education Planning
$500
Providing an education for your child or grandchild is an expensive dream. With proper planning and guidance, you can set a strategy that matches your wishes, maximizes financial resources, and defines what you will and will not do to help pay for college. In this package you will receive:
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A detailed discussion of your wishes, priorities, and financial resources
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Detailed reports defining your options and probability of success
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Suggestions on how to develop a contract that defines your obligations and expectations
Estate Planning Roadmap (typically 4 - 6 meetings)
$1,500*
Many people believe the legal documents are estate planning. This misconception is the reason why most estate plans are not properly executed. We work with you to fill in the gaps that many attorneys fail to do. In this package we:
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Discuss your objectives and obstacles before any attorneys are involved
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Interview attorneys with you and discuss any concerns after the interview
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Attend all meetings with attorneys
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Create an action list to change beneficiaries and ownership of accounts
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Provide specific instructions on how and where to keep documents so the right people have access
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Communicate any future suggestions regarding your plan as long as you are a client
*This package does not include the cost of document creation or attorney fees.
Debt Analysis and Freedom Strategy
$400
Many people struggle to get out of debt. Over the years, we perfected a proprietary system that helps people analyze their debt, set immediate priorities, and reduce their debt at a record pace. You receive:
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Our Freedom Strategy worksheet which analyzes your debt on multiple aspects
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Insightful suggestions on how to approach your debt in a different way
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Specific recommendations of what you should do at this point
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Monthly accountability emails for you to report your progress
Get Out of Debt Accountability Meetings
$100
Having a Get Out of Debt Plan is good, but actually getting out of debt is the goal. Most people fail at execution because life gets in the way or they have trouble staying accountable. If you need more than a monthly email, we can be with you along the journey. Suggested frequency is quarterly. We will help you:
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Discuss your challenges as you work at reducing your debt
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Inspire you to keep pushing towards your goal
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Challenge you when times get tough and you want to give up
Job Offer Analysis
$500
Job offers are NOT created equal. Are you skilled in analyzing benefit packages and compensation structures? This service commonly includes:
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Review of up to 4 offer letters
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Our opinions and recommendations on salary and benefits
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Suggestions of how you can approach negotiating a counter offer
Finance or Re-Finance Your Home
$750
One of the benefits of working with trusted advisors is that we see certain transactions very frequently when they are infrequent to you. Helping clients with the frustrations of buying a new home or re-financing a current one is a common experience for us, and we have valuable insights to help protect you while potentially saving lots of money. With this service we:
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Discuss short-term cash flow considerations
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Review and analyze various lending programs and institutions
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Meet with your broker or lender to clarify any confusing documents prior to the closing
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Provide guidance from a trusted professional that is not emotionally or financially tied to the sale
Insurance Strategy Roadmap*
$450*
Insurance can be an area where most people throw up their arms, because the person they work with is trying to push a product, and you are concerned about their commission. You don't have to worry about that with us, because our goal is to work with you to solve a problem, not make a sale. Here are popular questions we try to solve for clients:
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Is my family protected if something bad happens?
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Should I take the Survivor Benefit Plan on my pension or buy insurance?
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Is my FEGLI the correct amount? Am I overpaying?
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How do I protect my assets in case I go into a nursing home?
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Do I have too much insurance?
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Do I even need insurance?
If we don't sell insurance, why should you sign up for this service? Having an insurance strategy before you look for a solution is important to make sure you get the correct policy. In this package you will receive:​​​
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A un-biased conversation to discuss your objectives and obstacles
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Education on various solutions and benefits to you
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Specific recommendations of what types of policies you need
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Introduction to a trusted company that we receive no compensation from
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Review of recommendations from whomever you choose to get insurance from before you buy
Types of insurance we provide guidance on:
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Life
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Disability
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Long-Term Care
*This package does not include any specific product recommendations or sales.
Special Needs Roadmap
$1,000
Are you familiar with all the programs available to your child when they have a special needs disability?This is an extremely complex and confusing topic which normally requires an expert to help you avoid costly mistakes. In this area we partner with an outside company to make sure we get the best answers for you. While we hire an unbiased disability specialist, we have an initial meeting with you to be prepared, are with you during your meeting with the expert, and support your questions after the meeting. In this package you will receive:
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A no cost consultation with an unbiased special needs expert to review your concerns and options
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Provide multiple reports, documents, and action lists to walk you getting the services you deserve
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Specific recommendations of what you should do at this point
Hourly Planning
$450*
Not all of your needs will conveniently fit into one of our packages. Please use this option to schedule time with one of our financial planners.​
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*During our meeting if we both feel we can help on a larger level, we will quote you a fee at that time.