Broker Check

Areas of Focus

We work to foster personal relationships with the individuals and families we serve. By listening to our clients, we are better prepared to meet their growing needs. With our exceptional service and unwavering commitment, Valor Wealth Partners keep clients engaged in the financial planning process and helps them focus on reaching their goals.

We ask a lot of questions to get to the heart of your goals and determine how you feel about your objectives. As we work together, we consciously mold your custom plan to fit your ever-changing life. While new financial hurdles may arise, we’re there alongside you to face these challenges together.

Assessment of Goals and Objectives

Assessment of Goals and Objectives

  • Identify Goals – Needs, Wants, & Wishes
  • Document Goals
  • Analyze Ability to Achieve Goals
Balance Sheet Development

Balance Sheet Development

  • Banking Accounts
  • Investment Accounts
  • Real Estate Assets
  • Life Insurance Cash Values
  • Debts
Cash Flow and Debt Management

Cash Flow and Debt Management

  • Establish Cash Flow Statement
  • Income and Expense Aggregation
  • Define Emergency and Reserve Limits
  • Commit to Savings Strategies
  • Debt Repayment
    • Credit Cards
    • Student Loans
    • Mortgage Payoff
  • Major Purchase Analysis
    • Home
    • Luxury Item
    • Large Gifts
  • Accountability Check-ins
  • Smart Technology Resources
Financial Relationships

Financial Relationships

  • Combining Household Finances
  • Non-married Couples
  • Non-children Families
  • Preparing for Marriage
  • Divorce Planning
  • Generational Wealth Transfer
  • Caring for Grandchildren
  • Caring for Parents
Employment Benefit Optimization

Employment Benefit Optimization

  • Career Planning
  • Job Loss or Transition
  • Job Offer Comparison
  • Company Benefit Review
  • Retirement Account Review
  • Healthcare Plan Assessment
  • Pension Maximization Strategies
  • Group Insurance Evaluation
Federal Employee Benefits

Federal Employee Benefits

  • CSRS or FERS Pension
  • Survivor Benefit Plan
  • FERS Supplement
  • Social Security
  • Federal Employees Group Life Insurance
  • Federal Employees Health Benefits
  • Federal Long-Term Care Insurance Program
  • Thrift Savings Account
Investment Management

Investment Management

  • Quantitative Risk Assessment         
  • Formal Investment Policy
  • Professionally Managed Portfolios Aligned with Goals
  • Portfolio Rebalancing
  • Withdrawal Strategies
  • Tax-Sensitive Strategies
Insurance Evaluation

Insurance Evaluation

  • Prioritization of Insurance Needs
  • Risk Analysis
    • Life Insurance
    • Disability Insurance
    • Long-Term Care Insurance
    • Annuities
  • Life Insurance Cash Values
Retirement Planning

Retirement Planning

  • Define Lifestyle Goals
  • Identify Financial Resources to Achieve Goals
    • Social Security
    • Assets
    • Pensions
  • Assess Healthcare Options
  • Create Tax-Efficient Strategies
Healthcare Plan Assessment

Healthcare Plan Assessment

  • Federal Employees Health Benefit
  • TRICARE
  • Employer Group Health Plan
  • Individual Health Plans
  • Medicare and Supplements
Education Planning

Education Planning

  • College Funding Analysis
  • 529 and Account Management
  • Student Loan Repayment
  • Contract Development with Children
Tax Strategy

Tax Strategy

  • Tax Planning Education
  • Tax-Sensitive Investments
  • Referrals to Vetted Accountants
  • Coordination with Tax Advisor
  • Implementing Account Recommendations
  • Roth vs. Traditional IRAs
  • HSA / FSA Options
Estate Planning

Estate Planning

  • Estate Planning Education
  • Beneficiary Review
  • Referrals to Vetted Attorneys
  • Coordination with Estate Attorney
  • Implementing Account Recommendations
  • Long-Term Care Planning
  • Charitable Planning
  • Inheritance Planning